Procure a fast and exclusive service for your foreign payments by using our broad external network of branches and correspondents.

We process your collections received from abroad by administering cheques, receiving transfers from banking institutions and SEPA collections and managing your electronic collection remittances.

Take advantage of the possibilities provided by our foreign operating network for the channelling of your collections in each country by opening accounts in our international network of branches.

Our cash pooling service facilitates greater integration between your accounts in Spain and those abroad. If your company forms part of a multinational group, our satellite cash pooling service enables you to integrate your accounts with those of the group and manage them remotely.

We manage the shipment and collection of the payments of the documents related to your export operations with the buyer’s bank so that they can be delivered to you on the agreed terms (payment or acceptance of a bill of exchange over a certain period).

We take charge of the immediate notification and management of the acceptance and/or collection of the remittances received from your providers abroad in accordance with the instructions received and with as much flexibility as possible.

We take charge of the immediate notification and management of the acceptance and/or collection of the remittances received from your providers abroad in accordance with the instructions received and with as much flexibility as possible.

We manage the shipment and collection of the payments of the documents related to your export operations with the buyer’s bank so that they can be delivered to you on the agreed terms (payment or acceptance of a bill of exchange over a certain period).

Our cash pooling service facilitates greater integration between your accounts in Spain and those abroad. If your company forms part of a multinational group, our satellite cash pooling service enables you to integrate your accounts with those of the group and manage them remotely.

Take advantage of the possibilities provided by our foreign operating network for the channelling of your collections in each country by opening accounts in our international network of branches.

We process your collections received from abroad by administering cheques, receiving transfers from banking institutions and SEPA collections and managing your electronic collection remittances.

Procure a fast and exclusive service for your foreign payments by using our broad external network of branches and correspondents.

With the most appropriate option, trade discount and/or financing for your export and import operations. Identify the alternative best-suited to you to bring forward the collection of the exports you’ve already made or to finance the production process prior to the export.

Advance the amount of the collection rights with respect to your debtors resulting from the operations of your commercial activity abroad, as well as the unmatured commercial credits that your company has with third parties.

Factoring consists of assigning the collection rights of your invoices to the bank so that it can manage their collection. There are several kinds, which may include coverage of the debtor’s insolvency risk and the option of financing by paying the amount of the invoice in advance, with or without recourse.

Forfeiting consists of the non-recourse purchase of certain liquid and enforceable mid and long-term non-recourse collection rights, usually resulting from documentary credits, bank guarantees and foreign exchange effects.

BS Confirming is a provider payment management service that enables your company to delegate the payment function to Banco Sabadell. As the invoices to be paid are issued by the customer, the bank informs the providers that it has instructions to make the payments when they’re due, offering them the non-recourse financing of said payments at the same time.

We offer you mid and long-term financing solutions with official subsidies for exports of machinery, capital goods and other technical goods and services of Spanish origin.

A financing solution on preferential terms to help you to promote your foreign trade. In the event that you need to finance your internationalisation process or if your cash needs have changed as a result of an increase in your exports and/or imports.

With the most appropriate option, trade discount and/or financing for your export and import operations. Identify the alternative best-suited to you to bring forward the collection of the exports you’ve already made or to finance the production process prior to the export.

Advance the amount of the collection rights with respect to your debtors resulting from the operations of your commercial activity abroad, as well as the unmatured commercial credits that your company has with third parties.

BS Confirming is a provider payment management service that enables your company to delegate the payment function to Banco Sabadell. As the invoices to be paid are issued by the customer, the bank informs the providers that it has instructions to make the payments when they’re due, offering them the non-recourse financing of said payments at the same time.

Forfeiting consists of the non-recourse purchase of certain liquid and enforceable mid and long-term non-recourse collection rights, usually resulting from documentary credits, bank guarantees and foreign exchange effects.

Factoring consists of assigning the collection rights of your invoices to the bank so that it can manage their collection. There are several kinds, which may include coverage of the debtor’s insolvency risk and the option of financing by paying the amount of the invoice in advance, with or without recourse.

A financing solution on preferential terms to help you to promote your foreign trade. In the event that you need to finance your internationalisation process or if your cash needs have changed as a result of an increase in your exports and/or imports.

We offer you mid and long-term financing solutions with official subsidies for exports of machinery, capital goods and other technical goods and services of Spanish origin.

The guarantee constitutes a banking commitment to a third party on behalf of the customer to ensure fulfilment of a contractual obligation. It can provide certainty for a payment obligation, a goods delivery, a service provision, the execution of construction or engineering work, the reimbursement of an advance payment, a customs debt or any other obligation arising from a contract.

The documentary credit enables the seller to obtain certainty of payment before the shipment of the goods or even before they are manufactured. The buyer will be certain that his/her obligation to pay will only arise when the seller has provided sufficient documentation with proof of the shipment of the required goods. The credit is therefore a guarantee for both parties.

The documentary credit enables the importer to be certain that his/her obligation to pay will only arise if the seller has complied with the terms and conditions set out in the credit, which must be consistent the provisions of the contract with the supplier.

The documentary credit enables the importer to be certain that his/her obligation to pay will only arise if the seller has complied with the terms and conditions set out in the credit, which must be consistent the provisions of the contract with the supplier.

The documentary credit enables the seller to obtain certainty of payment before the shipment of the goods or even before they are manufactured. The buyer will be certain that his/her obligation to pay will only arise when the seller has provided sufficient documentation with proof of the shipment of the required goods. The credit is therefore a guarantee for both parties.

The guarantee constitutes a banking commitment to a third party on behalf of the customer to ensure fulfilment of a contractual obligation. It can provide certainty for a payment obligation, a goods delivery, a service provision, the execution of construction or engineering work, the reimbursement of an advance payment, a customs debt or any other obligation arising from a contract.